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Any lost super accounts out there? We can help you search them out.

There’s around $17.8 billion in lost and unclaimed super.1 Yet, bringing everything together into one super account could mean more in retirement. Why?

  • Take control of your costs – avoid multiple account fees or insurance costs.
  • Track your savings – It’s simpler to track your retirement savings when they’re in one place.
  • Saves you time – having just one super account to manage simplifies your life admin

Three easy steps to fetch your lost super

1. Log in

Log in to your account.

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2. Search for your super

Verify your identify and we can search for your super.

 

3. Submit your accounts

Select the accounts you would like to bring together.

 

Things to consider before you go ahead

  • MLC’s performance
    See how your MLC super is currently performing
  • Check your insurance
    If you have insurance with another super provider, you may be able to consolidate it with us. Make sure you consolidate your insurance before consolidating your super, and that you have appropriate insurance cover established in your chosen super fund. Once you consolidate your super, any insurance cover in your other super accounts will be cancelled. It’s also important to be aware of impacts this may have on the fees you pay, and tax on your super. If you’re unsure, seek financial advice.

  • Check any contributions to super
    Check where any contributions are being paid for you so that they’re being directed to an account you want to keep open.

    If you were intending to claim a tax deduction for personal contributions made to your other fund, you will need to ensure your ‘Notice of intent to claim a deduction for personal contributions’ is made and acknowledged by that fund before you combine your super.
  • Check the tax implications To check the tax implications and see if your tax and preservation components will be affected, speak to a financial adviser.

Need more help?

Being with MLC means you can get more help at no extra cost. Book a time with one of our Financial Coaches.

Three reasons to choose MLC

 

Award-winning super fund2

 

 

Expert advice and support

 

 

 Competitive fees

 

Start fetching your super today

Have two forms of ID handy (e.g. passport, driving licence)
 

Login to get started

How to combine your super

We make it easy to bring all your super accounts together, online. This tutorial shows you how.

Important information

1Australian Tax Office, Super data: lost, unclaimed, multiple accounts and consolidations. The total lost (fund-held) and ATO-held super as of 30 June 2024 was just under $17.8 billion for just over 7.1 million accounts.

2Awards and ratings are only one factor to consider when choosing a super fund. For more details on MLC Super Fund's awards and ratings, visit mlc.com.au/awards.

This information has been prepared by NULIS Nominees Australia Limited ('NULIS') ABN 80 008 515 633 AFSL 236465. The information on this web page is of a general nature only and has been prepared without taking into account your objectives, financial circumstances or needs. Before acting on any of this information, you should consider whether it is appropriate to your objectives, financial circumstances and needs, and seek appropriate professional advice. It is recommended that you consider the relevant Product Disclosure Statements (PDS) and Target Market Determinations (TMD) before you make any decisions about your superannuation. A TMD is available free of charge at mlc.com.au or by calling 132 652. You should not rely on this information to determine your personal tax obligations, please consult a registered tax agent for this purpose.

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MLC Limited uses the MLC brand under licence. MLC Limited is part of the Nippon Life Insurance Group and is not part of the Insignia Financial Group.