Super advice – anytime, anywhere

Title
Super advice – anytime, anywhere
Short description

Retirement can often feel overwhelming and knowing where to start can be the hardest part. That’s why our super advice and easy-to-use digital support tools are available to you 24/7, at no additional cost for members. Discover how we can help you today, so you can embrace your retirement with confidence.

Topics
mlc:Topics/retirement
Time to read/watch
6 min
Effective date
2025-01-13 00:00
Feature Image
/content/dam/mlc/insights/images/Articles/2025/super-advice.jpg
Media
false


Our super advice and digital support tools are designed to help you, our members, take control of your super and maximise its potential. And they are available to you anytime, on desktop or mobile, and at no additional cost.

With easy-to-use features like personalised retirement projections, contribution tracking and super investment insights, you can make informed decisions about your financial future. Whether you’re looking to boost your contributions, review your investment options, or stay on top of your super’s performance, our tools provide real-time guidance and support, all from the convenience of your device.

On your way to work, or on the weekend, our digital tools are available to members 24/7 to help you manage your financial future whenever it suits you. So, grab a coffee, spend 10-15 minutes and start planning for your retirement today.
 

Digital super advice and support tools available to eligible members at no additional cost

Personal Super Calculator

Discover how to make the most of your super to achieve the retirement lifestyle you dream of with our Personal Super Calculator.

Whether you dream of dancing and traveling the world, or spending time gardening and caring for grandchildren, the amount of super you’ll need is a deeply personal matter. It depends on various factors, including how you envision your retirement lifestyle and what you want to do with your time.

Our Personal Super Calculator gives you a personalised super report in under 10 minutes. Your personalised super report provides advice and strategies you can take today to create the future you want tomorrow.

Looking for guidance on which investment options within your MLC super account may be right for you? Or how to give your super the best chance to grow? By using your information securely, the calculator generates advice about your super, just for you.

It’s a great tool for identifying any gaps in your retirement income, so you can make adjustments early. And it’s available to all eligible members at no additional cost1.

Find out if your super is on track to achieve your retirement goals with our easy-to-use calculator. Get started today.

MLC Money View

Want to know what your financial future looks like? MLC Money View is an easy way to understand your current situation and get a projection of your financial future.

Simply drop in your personal and financial details and the secure tool will build a customised dashboard that can help you understand:

  • What your home or investment property are worth
  • What your goals are and if you are on track to achieving them
  • How your budget is shaping up
  • If you’ll have enough in retirement
  • If you have the right level of insurance

Start by answering a few simple questions with our chat bot, Eggward, and the tool will crunch the numbers for you. The MLC Money View tool will apply suitable calculators and modelling to project your future.

Upon completion of MLC Money View, you will receive a personalised document called the ‘Money View Report’. The Money View Report will provide a view of your current financial position, a projection of your future and some tips to help you to keep track on achieving your goals.

Will your personal information be safe? You can feel confident that your information will remain secure as MLC Money View encrypts user data to protect you and your details. You’ll also be required to use two-factor authentication to log in to your account for an added layer of security.

Try MLC Money View today and get a customised view of your finances in as little as five minutes – at no extra cost, of course.

Your SuperFit Program

We're recently launched our series of SuperFit digital workbooks to help you prepare for retirement. These short practical guides are designed to help you shape up your super and bulk up your knowledge, helping you build and protect your wealth at different stages of life. From sorting out the basics to preparing for retirement – and everything in between.

Shape Up: Start your 50s off on the right foot. Use this guide to get the basics right and sort your super in 5 days. Once you build a strong foundation, we’ll help you take it to the next level.

Make a Move: Understand options and benefits available from age 60, so you can feel confident about retirement.

Our digital workbooks let you take control of your retirement planning at your own pace, wherever and whenever it’s convenient for you. With interactive exercises and easy-to-follow guidance, these workbooks help you better understand your financial goals, track your progress, and make informed decisions—all from the comfort of your home or on the go.

We'll be sharing additional guides soon, so make sure you continue to check-out the SuperFit webpage to get the latest guides.

Hear from our super and retirement experts

With our library of on-demand educational webinars at your fingertips, you can discover simple tips and strategies to help you take control of your super and work towards financial wellbeing in retirement. Access our webinar library here.
 

Get expert help over the phone

Financial Coaches

Want to talk to someone about your MLC super? Getting expert help is all part of being with MLC. As a service to our members, our team of Financial Coaches provide general advice related to your super, at no additional cost.

The service offers general advice on a wide range of financial topics that can help you better understand super, and how to make informed decisions to help you maximise your retirement savings.

Our Financial Coaches also offer a Government Age Pension Concierge service. This service is available to members where they, their spouse, or their de facto partner, are aged 66+.

Make sure to book your appointment with a Financial Coach. It costs nothing extra to talk to us – this service is included as part of your membership.

Let’s get in touch

For any general enquiries related to your MLC account, you can talk to us on 132 652 between 8am to 6pm AEST, Monday to Friday. You can also message us or request a call back.

You can also message our friendly staff for a fast response to your query (available Monday to Friday between 8am and 6pm AEDT). Message us here.

Resources to help you on your retirement journey

We have a range of further useful resources that can help you build financial confidence, grow your super and plan your retirement.

 

1 Are you eligible to use the Personal Super Calculator? If you log into your super account and cannot find the Personal Super Calculator it might be because you're not eligible to access this service. To be eligible to access the Personal Super Calculator you need to meet the following criteria:

  • Age 18 - 66
  • Salary less than $250,000
  • Super balance of less than $1.78 million
  • Have not exceeded the current annual general super contributions caps
  • Are not paying an Adviser Service Fee
  • Have provided your tax file number
  • Hold one of the following MLC super accounts:
    • MasterKey Business Super
    • MasterKey Personal Super
    • MasterKey Super Fundamentals

If you're unsure if these conditions apply to you, our Financial Coaches can help with any questions you may have, at no extra cost. Book a consultation or call 1800 907 600 (9:00am - 5:30pm, Monday to Friday AEST/AEDT).

 

The information in this article is current as at November 2024 and may be subject to change.

Our financial experts can help

Have questions? Start the conversation with one of our friendly finance coaches.
 

Book an appointment

 


Related links

Five rules of money management

50/30/20 rule

You might also be interested in

  • This article has been prepared by NULIS Nominees (Australia) Limited ABN 80 008 515 633 AFSL 236465 (NULIS) as trustee of the MLC Super Fund ABN 70 732 426 024. NULIS is part of the Insignia Financial group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (‘Insignia Financial Group’). The information in this article is current as at November 2024 and may be subject to change. This information may constitute general advice. The information in this article is general in nature and does not take into account your personal objectives, financial situation or needs. You should consider obtaining independent advice before making any financial decisions based on this information. It is recommended that you consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before you make any decisions about your superannuation. You can obtain the latest copy of the PDS (or other disclosure documents) and TMD by calling us on 132 652 or by searching for the applicable product at mlc.com.au. You should not rely on this article to determine your personal tax obligations. Please consult a registered tax agent for this purpose. Opinions constitute our judgement at the time of issue. The case study examples (if any) provided in this article have been included for illustrative purposes only and should not be relied upon for decision making. Subject to terms implied by law and which cannot be excluded, neither NULIS nor any member of the Insignia Financial Group accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in the information in this communication.

    The Financial Coaches provide financial advice under the Australian Financial Services licence (AFSL) of Actuate Alliance Services Pty Ltd ABN 40 083 233 925 AFSL 240 959 (Actuate). NULIS Nominees (Australia) Limited ABN 80 008 515 633, AFSL 236465 (NULIS) is the trustee of MLC Super Fund ABN 70 732 426 024 (Fund). Actuate and NULIS are both companies within Insignia Financial Group which comprises Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). No other entity within Insignia Financial Group, including NULIS or any other entity within the Insignia Financial Group that is a trustee for a regulated superannuation fund, is liable for or responsible for any work, action or advice provided by Actuate.

    MLC Money View is offered by Actuate.  The information provided in the MLC Money View is of general nature only and does not consider your complete personal circumstances. You should not act on it without obtaining professional financial advice specific to your circumstances.  All of the information provided when you use MLC Money View is collected and stored securely by Wealth Central Pty Ltd (Wealth Central.  If you want more information about your privacy before continuing, please read Insignia Financial Group’s Privacy Policy and the Terms & Conditions.

    NULIS does not offer MLC Money View. Wealth Central, Actuate and NULIS are companies within Insignia Financial Group. Neither NULIS, nor any other entity within Insignia Financial Group, including any other entity within the Insignia Financial Group that is a trustee for a regulated superannuation fund, is liable for or responsible for any work, action or information provided by Actuate.