Our new investment menu

Introducing our new range of investment options

As part of our commitment to continue to enhance our products and help you achieve your retirement goals, we’re making changes to the investment options available for MLC MasterKey Super & Pension Fundamentals, MLC MasterKey Business Super, MLC MasterKey Personal Super, and MLC MasterKey Term Allocated Pension.

Click the tabs below to view all the changes effective 26 May 2023.

MLC Socially Responsible Growth

A diversified portfolio that’s designed to provide enhanced Environmental, Social, and Governance (ESG) investment considerations.

Find out more - MLC Socially Responsible Growth (PDF - 151KB)

	Aims to grow by inflation +3.5% pa (after fees and after tax) over 10 years.
	High risk – estimate of 4 to 6 negative annual returns in any 20 year period.
	Actively managed.

MLC Conservative Balanced

A diversified portfolio that has a balanced weighting towards the more traditionally stable, defensive asset classes of cash and fixed income, and those assets that tend to provide higher levels of long-term growth (eg shares).

Find out more - MLC Conservative Balanced (PDF - 125KB)

	Aims to grow by more than inflation +2.25% pa (after fees and tax) over 7 years.
	Medium to high risk – estimate of 3 to 4 negative annual returns in any 20 year period.
	Actively managed.

MLC International Shares

This option invests primarily in companies listed (or expected to be listed) on share markets anywhere around the world.

Find out more - MLC International Shares (PDF - 108KB)

	Aims to outperform its Benchmark (after fees and before tax) over 10 years.
	High risk - estimate of 4 to 6 negative annual returns in any 20 year period.
	Actively managed.

MLC International Shares Index (Hedged)

This option offers low-cost access to a broadly diversified range of securities that allows investors to participate in the long-term growth potential of international companies, while being hedged to the Australian dollar.

Find out more - MLC International Shares Index (Hedged) (PDF - 151KB)

	Aims to track its Benchmark (before fees and tax)
	High risk - estimate of 4 to 6 negative annual returns in any 20 year period.
	Passively managed.

MLC International Shares Index

This option offers low-cost access to a broadly diversified range of securities that allows investors to participate in the long-term growth potential of international companies.

The fund is exposed to the fluctuating values of foreign currencies, as it isn’t hedged to the Australian dollar.

Find out more - MLC International Shares Index (PDF - 108KB)

	Aims to track its Benchmark (before fees and tax).
	High risk - estimate of 4 to 6 negative annual returns in any 20 year period.
	Passively managed.

Important information

This communication is provided by NULIS Nominees (Australia) Limited ABN 80 008 515 633 AFSL 236465 (NULIS) as Trustee of the MLC Super Fund ABN 70 732 426 024. NULIS is part of the group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate. The information in this communication is general in nature and does not take into account your objectives, financial situation or needs. Because of that, before acting on this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs, plus consider the relevant Product Disclosure Statement (PDS). You can obtain the latest copy of the PDS and Target Market Determination by calling us on 132 652 or on the website at mlc.com.au We recommend you obtain financial advice tailored to your own personal circumstances. Subject to super law, the final authority on any issue relating to your account is the Fund’s Trust Deed, and any applicable participation agreement and insurance policy, which govern your rights and obligations as a member. You can find more information on the MLC Super Fund, the Trustee and executive remuneration, and other Fund documents at mlc.com.au/yoursuperfund This information is current as at 27 March 2023 and may be subject to change.

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