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Ready-made portfolios
Flexible are actively-managed investment options that aim to deliver returns above inflation over a particular period, through different investment environments.
These investment options are managed with more flexible asset allocation ranges and aim to achieve their target returns by carefully managing risk, limiting the risk of a negative return over the period. This approach is expected to help smooth the returns of the investment options.
For more information on Flexible, see our MLC Flexible brochure.
MLC Flexible Moderate
This investment option is managed with a flexible asset allocation, investing across a diversified range of asset classes, with a strong focus on risk management. The investment option has the flexibility to reduce exposure to an asset class that would cause too much risk of a negative return over 5 years.
Objective: Inflation + 2-3% pa (after fees and tax), subject to limiting the risk of negative returns, over 5 years.
Risk level: Medium
(estimate of 2 to 3 negative annual returns in any 20 year period)
20-80% growth / 20-80% defensive.
Minimum time to invest: 3 years.
MLC Flexible Assertive
This investment option is managed with a flexible asset allocation, investing across a diversified range of asset classes, with a strong focus on risk management. The investment option has the flexibility to reduce exposure to an asset class that would cause too much risk of a negative return over 7 years.
Objective: Inflation + 3-4% pa (after fees and tax), subject to limiting the risk of negative returns, over 7 years.
Risk level: High.
(estimate of 4 to 6 negative annual returns in any 20 year period)
40-100% growth / 0-60% defensive.
Minimum time to invest: 7 years.
Performance
For past performance information contact us on 132 652
For profiles on all options, visit the Fund Profile Tool.
Fees and costs
For all investment fees and costs and transaction costs for each investment option, view the Product Disclosure Statement and Fee Brochure for your product:
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